Quality Life Insurance from Quality Advisors.

Life Insurance Quotes is a website dedicated to introducing the public to the facts and fictions about life insurance. In the recent past South Africa has been flooded with Life Insurance offerings from numerous new and old players in the market.

You would expect this to be a good thing. After all, the more life insurance companies offering more life insurance products, must mean more competitive products available to consumers. Right?

Lets look at the facts. For years South Africa has only had life insurance offerings through the traditional large blue chip companies, and now we have loads of new offerings which promote easy access to life insurance. No hassles, No fuss. No paper. Just call and you are covered. What's the problem with that you may ask? The traditional insurers have always disclosed their claim statistics. In fact they pride themselves on who pays out the highest percentage of claims. However, the newer, so called direct insurers have been very quiet on this front. They focus on the cost of the middle man, why use a broker when you can go direct. However, there are many advantages to using a middle man, intermediary, or broker. Call him / her what you like, they are trained professionals registered with the Financial Services Board to give you advice, and offer you quality product from companies that pay out.

Financial Advisors are now days obliged by law to offer you a full financial needs analysis, a record of advice, and conduct their business in writing. All of this gives you complete peace of mind that no matter what happens, and if you have been fully transparent and disclosed all the facts, your beneficiaries will be paid out when they need it most. After all, isn't that why you buy life insurance? To have your beneficiaries paid out in the darkest of times?

Read more about Life Insurance and why you need it under our About Life Insurance section. You can also find out more about which companies we believe put their money where their mouths are, and disclose their claim statistics to the public.

The information contained within this website is not to be construed as advice in terms of the Financial Advisory and Intermediary Services Act of 2002 ("FAIS"). Information found here is purely informative, and journalistic in nature. Your enquiry has been powered by FirstLIFE Online Intermediated Solutions (Pty) Ltd. FirstLIFE is not a registered financial service provider, but is a membership body of Licensed Financial Advisors who are authorized under their own licenses to advise and intermediate on the products that are found within these pages.